Bank Holidays in April 2025: Are banks open or closed today, on April 14?

By | April 14, 2025

April 14, 2025, marks a significant day across India with a blend of national and regional celebrations, leading to bank closures in several parts of the country. While some citizens are enjoying a long weekend or taking part in festivities, others are unsure whether banks in their cities are open or not. Here’s a comprehensive look at the status of banking operations today, along with the reasons behind the closures.

Why Are Banks Closed Today?

Today, banks are closed in multiple Indian cities due to Dr. Babasaheb Ambedkar Jayanti, a public holiday that commemorates the birth anniversary of B.R. Ambedkar, the principal architect of the Indian Constitution. However, that’s not the only reason for the closure.

April 14 also coincides with Puthandu (Tamil New Year), Vishu (Malayalam New Year), Bohag Bihu (Assamese New Year), and other regional new year celebrations. Given the cultural diversity of India, these events are state-specific holidays and recognized differently across various regions.

Public Sentiment and Confusion

Many people across India have found themselves confused about whether banks are open in their area. Unlike pan-India holidays like Independence Day or Republic Day, regional observances often lead to a patchy closure pattern. This confusion arises due to how bank holidays are determined.

Who Decides Bank Holidays in India?

Bank holidays in India are governed by the Reserve Bank of India (RBI) under the Negotiable Instruments Act. The RBI coordinates with local governments to declare holidays based on national importance, religious events, and cultural celebrations. In addition to these holidays, banks also remain shut on the second and fourth Saturdays and every Sunday of the month.

📎 RBI Official Holiday List 2025

Cities Where Banks Are Closed on April 14, 2025

According to the latest information from the RBI’s 2025 holiday calendar, banks are closed today in the following cities:

  • Agartala
  • Ahmedabad
  • Belapur
  • Bengaluru
  • Bhubaneswar
  • Chandigarh
  • Chennai
  • Dehradun
  • Gangtok
  • Guwahati
  • Hyderabad (Andhra Pradesh & Telangana)
  • Imphal
  • Jaipur
  • Jammu
  • Kanpur
  • Kochi
  • Kolkata
  • Lucknow
  • Mumbai
  • Nagpur
  • New Delhi
  • Panaji
  • Patna
  • Srinagar
  • Thiruvananthapuram

These closures are due to a mix of observances, including Ambedkar Jayanti, Tamil New Year, Bohag Bihu, Vishu, Cheiraoba, and other regional events.

Cities Where Banks Are Open Today

While many states are observing a holiday, banks in a few cities remain fully operational. These include:

  • Bhopal
  • Kohima
  • New Delhi
  • Raipur
  • Shimla
  • Shillong

If you’re residing in these cities, you can expect normal banking operations at physical branches. Additionally, digital banking services, such as UPI, internet banking, and mobile apps, are operational nationwide.

Impact on Stock Market

Apart from the banking sector, today is also a trading holiday for the Indian stock markets. Both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) have declared a closure today in observance of Ambedkar Jayanti.

📎 NSE Holiday List 2025
📎 BSE Holiday Calendar

This means that no trading activities will take place today, and the markets will resume normal operations on Tuesday, April 15, 2025.

Cultural Celebrations Across India

Ambedkar Jayanti

Celebrated nationwide, Ambedkar Jayanti honors Dr. B.R. Ambedkar’s legacy and his contribution to Indian democracy, equality, and social justice. Government offices, educational institutions, and banks close in recognition of his impact on Indian society.

Puthandu (Tamil New Year)

In Tamil Nadu, Puthandu is celebrated with traditional food, family gatherings, and temple visits. It marks the beginning of the Tamil calendar.

Vishu (Malayalam New Year)

Kerala observes Vishu with rituals like “Vishukkani”, fireworks, and feasts. The holiday brings families together in celebration of prosperity.

Bohag Bihu (Assamese New Year)

In Assam, Bohag Bihu marks the start of the agricultural season. Dance, music, and community feasts define the day.

How to Manage Banking Tasks on a Holiday

If your city’s banks are closed today, don’t worry — digital banking services remain unaffected. Here are some things you can still do:

  • Transfer funds via UPI or NEFT (if automated)
  • Check balances or view statements via mobile apps
  • Pay bills and EMIs using online banking platforms
  • Use ATMs for basic cash transactions

However, certain services like cash deposits, check clearances, and in-person assistance will only resume the next working day.

In Conclusion

April 14, 2025, stands out as a multifaceted day in India’s holiday calendar — one that blends reverence, culture, and regional pride. While banks are closed in most cities, the good news is that online services and banking through digital channels continue uninterrupted. So, whether you’re celebrating a new year or remembering a national leader, make sure you’re informed and plan your banking needs accordingly.