Track Your Provident Fund Easily: Check EPF Balance Using These 5 Simple Methods

By | April 16, 2025

Managing your savings and monitoring your retirement funds is vital for financial security. In India, the Employee Provident Fund (EPF) is an important component of an employee’s savings plan, overseen by the Employees’ Provident Fund Organisation (EPFO). The EPF acts as a retirement benefit, and every employer contributes towards their employees’ EPF account.

In the past, checking the balance of your EPF account used to involve lengthy processes, but with advancements in digital technology, the process has become much simpler. The EPFO offers a variety of easy-to-use digital methods to help you stay updated on your EPF balance without any hassle.

Let’s take a look at five of the most efficient ways you can check your EPF balance.

1. Check EPF Balance on the EPFO Website

The official EPFO website is one of the simplest and most reliable ways to check your EPF balance. Here’s a step-by-step guide on how to do it:

  • Step 1: Open your browser and visit the official EPFO website at www.epfindia.gov.in.
  • Step 2: From the homepage, navigate to the ‘Services’ section and select ‘For Employees’.
  • Step 3: Look for and click on ‘Member Passbook’.
  • Step 4: A login page will appear, where you need to enter your UAN (Universal Account Number), your password, and the captcha code.
  • Step 5: Once logged in, you can download your EPF passbook, which will show you all the transactions and the current balance in your EPF account.

The EPFO portal is the most direct way to access detailed records and download your passbook.

2. Check Your EPF Balance Using the UMANG App

The UMANG (Unified Mobile Application for New-age Governance) app is another excellent way to keep track of your EPF balance. Available for both Android and iOS, the UMANG app provides a user-friendly interface for checking various government services, including EPFO services. Here’s how you can use it:

  • Step 1: Download the UMANG app from either the Google Play Store or Apple App Store.
  • Step 2: Register using your mobile number and verify it with an OTP (One-Time Password).
  • Step 3: Once registered, open the app and find the ‘EPFO’ section.
  • Step 4: Tap on ‘Employee Centric Services’ and then select ‘View Passbook’.
  • Step 5: Enter your UAN to see your EPF balance and other details related to your account.

The UMANG app is a convenient option if you prefer accessing government services through a single platform.

3. Check EPF Balance Through SMS

Checking your EPF balance via SMS is a quick and easy method that doesn’t require an internet connection. Here’s how to do it:

  • Step 1: Open your SMS app and type EPFOHO UAN (replace UAN with your actual Universal Account Number).
  • Step 2: Send this message to the number 7738299899.
  • Step 3: Shortly, you’ll receive an SMS with your current EPF balance details.

This method is simple and quick, ideal for users who don’t have access to the internet or prefer not to use apps.

4. Check EPF Balance by Giving a Missed Call

Another effortless way to get your EPF balance is by giving a missed call. This method works on any mobile phone and doesn’t require internet access:

  • Step 1: Dial 9966044425 from your registered mobile number.
  • Step 2: Hang up after a few seconds (it’s a missed call).
  • Step 3: Within moments, you will receive an SMS containing your EPF balance details.

This is an excellent choice for those who need a fast and simple way to check their balance without needing to access any websites or apps.

5. Check EPF Balance via WhatsApp (Latest Feature)

EPFO has recently introduced a convenient WhatsApp service for checking your EPF balance. This new method allows you to get your balance details without needing to leave your preferred messaging app. Here’s how it works:

  • Step 1: Save the official EPFO WhatsApp number 9127681000 to your contacts.
  • Step 2: Send a ‘Hi’ message to this number on WhatsApp.
  • Step 3: You will receive a set of options. Select the one that pertains to checking your EPF balance.
  • Step 4: Follow the prompts to enter your UAN and any other required details.
  • Step 5: EPFO will respond with your EPF balance directly through WhatsApp.

This is a modern and time-saving option for those who prefer using messaging apps over traditional methods.

Conclusion

With these five easy methods, checking your EPF balance has become a hassle-free process. Whether you prefer using the EPFO website, the UMANG app, SMS, a missed call, or even WhatsApp, there is an option to suit every user’s preference.

Keeping track of your EPF balance is essential to ensure your retirement savings are on track. By regularly checking your EPF balance, you can make sure your contributions are being made accurately and that your account reflects the correct balance. Choose the method that works best for you and enjoy the convenience of monitoring your retirement savings with ease.