PAN Card 2.0: What is it, documents required, application process, key benefits, how to apply online and more

By | June 27, 2025
PAN Card 2.0 sample design

India’s Income Tax Department has introduced PAN Card 2.0, an upgraded version of the Permanent Account Number (PAN) card aimed at enhancing security, functionality, and digital integration. This revamped version leverages cutting-edge technology to improve accessibility and user experience. Whether you are a taxpayer, student, or business owner, PAN Card 2.0 brings a host of benefits worth knowing.

What is PAN Card 2.0?

PAN Card 2.0 is a modern, digital-friendly upgrade to the traditional PAN card. It retains all the core functionalities of the original PAN but comes with enhanced features such as:

  • QR code integration for instant authentication
  • Improved data security
  • Digitally signed soft copy
  • Enhanced design with better readability and tamper-proof elements

It aims to support India’s digital infrastructure goals under the Digital India Mission, streamlining identification for financial and government transactions.

Key Features and Benefits of PAN Card 2.0

Here are the notable features and advantages of PAN Card 2.0:

  • ✅ QR Code for Instant Verification: Allows for fast digital verification using smartphone apps or verification tools.
  • ✅ Tamper-Proof Design: Enhanced card security to reduce identity theft and forgery.
  • ✅ Digital Copy Available: Can be stored securely on DigiLocker or downloaded as a PDF.
  • ✅ Smart Layout: Modern look with more legible fonts and layout.
  • ✅ Paperless Access: Useful for e-KYC, digital signatures, and Aadhaar-PAN linking.

Who Needs PAN Card 2.0?

If you already have a PAN card, it is still valid. However, if you’re applying for a new one or want to upgrade, PAN 2.0 is the default version issued.

You should apply or upgrade if you are:

  • Applying for a PAN for the first time
  • A frequent user of digital financial services
  • Seeking enhanced identity protection

Documents Required for PAN Card 2.0

For Indian Citizens (Individual Applicants)

  1. Proof of Identity (Any one):
    • Aadhaar card
    • Voter ID
    • Passport
    • Driving licence
  2. Proof of Address (Any one):
    • Electricity bill (within 3 months)
    • Passport
    • Aadhaar card
    • Bank account statement
  3. Proof of Date of Birth (Any one):
    • Birth certificate
    • Matriculation certificate
    • Passport

For Foreign Citizens

  • Passport
  • OCI/PIO card
  • Overseas address proof (utility bill, bank statement)

How to Apply Online for PAN Card 2.0

You can apply through either of the two government-authorized portals:

1. NSDL Portal (https://www.tin-nsdl.com/)

2. UTIITSL Portal (https://www.pan.utiitsl.com/)

Step-by-Step Process:

✅ Step 1: Choose Application Type

Select Form 49A for Indian citizens and Form 49AA for foreign nationals.

✅ Step 2: Fill Out Details

Enter personal information such as:

  • Full name
  • Date of birth
  • Aadhaar number
  • Contact details
  • Residential address

✅ Step 3: Upload Documents

Scan and upload the required documents (identity, address, and DOB proof). You can also opt for e-KYC via Aadhaar.

✅ Step 4: Pay the Fee

Application fees:

  • ₹93 for Indian communication address
  • ₹864 for foreign communication address

Payment can be made via credit/debit card, UPI, net banking, or demand draft.

✅ Step 5: Acknowledgment Receipt

After successful submission, you’ll receive a 15-digit acknowledgment number for tracking.

✅ Step 6: Verification and Dispatch

Once documents are verified, the PAN card will be issued. You’ll receive:

  • A physical PAN Card 2.0
  • A soft copy (e-PAN) on your registered email

How to Download e-PAN (Digital PAN 2.0)

You can download your e-PAN from:

  • NSDL e-PAN download page
  • Income Tax e-filing portal

Steps:

  1. Visit the respective site
  2. Enter PAN, Aadhaar, and OTP
  3. Download the digitally signed PDF PAN

Frequently Asked Questions (FAQs)

❓ Is PAN Card 2.0 mandatory?

No, but it is the default format for all new PAN cards issued.

❓ Do I need to replace my old PAN?

No. Old PAN cards remain valid. However, you can voluntarily upgrade to PAN 2.0 for added features.

❓ Can I store PAN 2.0 digitally?

Yes. You can store it in DigiLocker, your email, or download it whenever needed.

Final Thoughts

PAN Card 2.0 is a big leap toward digital and secure identity management in India. With advanced security, smart design, and digital access, this new version is ideal for today’s tech-driven environment. Whether you’re applying for the first time or planning an upgrade, the process is simple, online, and efficient.