PM Kisan Samman Nidhi Yojana: 6 key steps to receive the 20th instalment

By | July 15, 2025
Farmer checking PM Kisan Samman Nidhi 20th Instalment status on mobile

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme has become a crucial source of financial support for millions of Indian farmers. Launched in December 2018, it aims to provide direct income assistance of ₹6,000 annually to eligible farmers, distributed in three equal instalments of ₹2,000 each. With the 20th instalment expected to be credited soon, it’s vital for beneficiaries to complete specific actions to avoid delays or rejections in receiving their payments.

If you’re a registered PM-KISAN beneficiary or planning to enroll, here are six essential steps you must follow to ensure a smooth and timely credit of the 20th instalment directly into your bank account.

1. Complete Your e-KYC Without Delay

The most important requirement to receive any instalment under the PM-KISAN scheme is the successful completion of electronic Know Your Customer (e-KYC) verification.

  • The government has made e-KYC mandatory for all beneficiaries to prevent fraud and eliminate ineligible applicants.
  • You can complete e-KYC using:
    • Aadhaar OTP on the official PM-KISAN portal (https://pmkisan.gov.in)
    • Biometric authentication at your nearest Common Service Centre (CSC)
    • Face authentication via mobile apps

Delays in completing this step could mean your payment is withheld. If you’re facing difficulties, visit your local CSC for assistance.

2. Ensure Your Aadhaar Is Linked with Your Bank Account

Under the Direct Benefit Transfer (DBT) model, the ₹2,000 is directly deposited into your Aadhaar-linked bank account. If your Aadhaar is not linked to your bank account, the transfer may fail or be returned.

  • Visit your bank branch to confirm or update your Aadhaar seeding status.
  • You can also use your bank’s mobile app or internet banking services for verification in many cases.

Tip: Use NPCI’s Aadhaar mapper or contact your bank’s customer care for real-time status.

3. Cross-Check Your Bank Account Details

Even a small error in your bank details, such as an incorrect IFSC code or a wrongly typed account number, can lead to failed transfers.

To avoid this:

  • Log in to the PM-KISAN portal and verify your submitted bank details.
  • Update your information if needed via CSC or the self-service portal.
  • Make sure the account is active and capable of receiving DBT payments.

Keeping your financial data accurate is crucial to receiving the instalment on time.

4. Fix Aadhaar and Land Record Name Mismatches

One of the most common reasons for rejected payments under PM-KISAN is name mismatch between land records and Aadhaar.

Here’s what you should do:

  • Ensure your name in land ownership documents matches your Aadhaar card.
  • If your land is jointly held or the name is misspelled, update records at the local revenue office or CSC.
  • If there is a minor difference (like spelling errors), consult your district agriculture officer or CSC to process a correction.

The government has emphasized the “One Farmer, One Aadhaar” model to verify authenticity—so make sure there are no inconsistencies.

5. Check Your Beneficiary Status Online

It’s wise to regularly check your beneficiary status on the PM-KISAN website to confirm whether your application is verified and your previous payments have been credited.

How to check:

  1. Visit https://pmkisan.gov.in
  2. Click on “Know Your Status” under the Farmers Corner
  3. Enter your Aadhaar number or mobile number or bank account number

This allows you to see the status of previous instalments, any errors, and whether you’re eligible for the upcoming 20th payment.

6. Update Your Mobile Number for OTPs and Alerts

Your mobile number is vital for:

  • Receiving OTPs for Aadhaar authentication
  • Getting SMS alerts about the credit of the ₹2,000 instalment
  • Tracking e-KYC status or errors

If your registered mobile number has changed, update it through the nearest CSC or by visiting the PM-KISAN website.

Keeping your mobile number current ensures that you’re informed of every critical update about your payment or documents.

When Will the 20th Instalment Be Credited?

Though the 20th instalment was initially expected by June 2025, official updates suggest that it might be credited between July 19 and July 25, 2025. The delay is largely due to pending verifications and incomplete e-KYC among many beneficiaries.

The government wants to ensure that only genuine and eligible farmers receive the benefit.

Final Thoughts

The PM-KISAN scheme has provided over ₹2.5 lakh crore to more than 11 crore farmers since its inception. But to continue receiving this vital support, farmers must stay updated, maintain accurate records, and fulfill all documentation requirements.

Following these six steps diligently can ensure that you don’t miss out on your entitled benefits. Whether you’re in a remote village or a semi-urban region, take the necessary steps today to secure your ₹2,000 payment under the 20th instalment.

For any further assistance, visit your nearest Common Service Centre (CSC) or call the PM-KISAN helpline: 155261 / 011-24300606.